Our licensed agents offer a simpler, more secure way to build wealth, plan retirement and leave a legacy. It comes in two main components: the Money Merge Account^® program to eliminate debt, and our plan to set up your own private banking system.

Your Personal Bank

The foundation of your personal banking system is a whole life policy from a mutual life insurance company. Using multiple components of that policy you accumulate wealth much faster than a traditional whole life policy. In fact, we contend that the combination of the Money Merge Account and your personal banking system create the most prolific wealth accumulation tool available.

The insurance policy is not an investment. A dividend-paying, whole life insurance policy from a mutual company established to follow the guidelines of our method is simply the tool that can mimic all the basic functions of a banking system without having to set up a chartered bank.

Wealth Building

Where is your current money flow? How many vehicles, vacations or emergencies will you and your family finance over the next 30 – 40 years? If you are a business owner, what is the interest rate on that signature loan at the corner bank that you actively use as a line of credit for your business operations?

You could use a whole life insurance policy to create your own private banking system. For instance, you could pay off your automobile and redirect that monthly payment back to your policy versus losing that money each month. Instead of watching your retirement account drop by over 50% like many people did last year, you could use your automobile to build up your banking system and reclaim the money that would have been lost.

Retirement and Legacy Planning

Income for retirement and your beneficiaries can be guaranteed and predictable. How is your plan?

What control do you have with your 401(k), IRA, SEP or pension? The money is yours but its control is not until 59 ½ . Put yourself back in control! The markets are in the middle of the worst ten-year stretch in Wall Street’s history according to the New York Times…and yes that includes the Great Depression. Consider the market's volatility: in the last 10 years we have experienced two destructive declines.

Banks have thrived for centuries by feeding upon the fruits of lending. Banks do not invest— they lend! Let’s put your current money flow to better use in a financial vehicle that offers a death benefit, tax-free growth, contractually increases and protects against downside risk. Where does your retirement income on a yearly basis need to be? What is the financial legacy you will leave to your beneficiaries? How does that compare to your current plan? Let our licensed agents explain the better path for you.

Learn more by talking with Mark and Donna Turner : 760-765-3879

or e-mail donna@graceproceeds.com

We will run a free report to show you how fast you can eliminate debt. We can also order a policy design to project your wealth potentials.